An SR-22 isn't insurance — it's the filing that proves you have it
After a DUI or serious violation, your state may require an SR-22 (or FR-44) certificate filed by your insurer. Standard carriers often decline or surcharge heavily, while non-standard carriers specialize in exactly this. Rates vary enormously between them, so comparing matters more here than anywhere else.
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Compare carriers that file SR-22s
Not every carrier will file an SR-22, and those that do price it very differently. Comparing non-standard carriers is the single biggest lever on what you'll pay.
Protect against repair costs while rates are high
With premiums already elevated, an unexpected repair hurts more. A vehicle service contract caps that exposure on an out-of-warranty car.
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